Google tr allstate5/16/2023 ![]() However, there are still some variables and specifics of a claim that will vary depending upon the insurance laws of the state, the policy, and the amount of coverage the policyholder has on their vehicle. Some insurance coverage types follow the car while others follow the driver. So, can someone not on your insurance drive your car? Does Insurance Follow The Car Or The Driver? ![]() We lend it to them, but we often ask ourselves what would happen if they got into an accident while driving our car and if they are allowed to drive our car when they aren't even on the insurance policy. Or, we have been that person asking to borrow a car. A friend calls or shows up asking to borrow our car because theirs has broken down, someone else is using theirs, or they just don't have a car of their own.
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